Online baccarat is quickly becoming one of the Garden State’s favorite online casino games as a new generation of tech savvy online casino players discover the superb entertainment of one of the most traditional established casino table games. In fact, baccarat online has become so popular that it’s sometimes difficult to discern a good baccarat casino to play online baccarat for real money from a poor one. At Online Casinos New Jersey, we do the hard work for you, advising only the best sites to play online baccarat games and get the best baccarat tips.

How to Choose an Online Casino for Baccarat?

Here is our list of the criteria we look for when choosing where to play baccarat online.

Selection of Baccarat Variations Available in New Jersey

The range of baccarat game variations are available online in New Jersey;

  • American Baccarat or ‘Punto Banco’ is one of main forms of baccarat played online. Developed in Argentina in the early 1950s and introduced to Vegas casinos in 1959, American Baccarat uses standard rules and does not allow for optional plays. For online gaming purposes, American Baccarat is simply another name for Baccarat.
  • Big Table Punto Banco – is often considered to be the game of high rollers – hence the reputation of the baccarat game itself. High expectations of a very high minimum bet.
  • Mini-Baccarat (Mini Punto Banco) – like its larger brother, Mini-Baccarat demands little in the way of skill from its players and this makes it an attraction for inexperienced gamblers looking for the thrills associated with gambling without the need for a lot of game knowledge. Odds tend to be better the full-sized versions.
  • Chemin de Fer – originates from France and allows players to bet against each other while the house takes a fee from each player’s winnings. The banker also has the option to take a third card regardless of the total of their first two cards. Usually only available as a Live Dealer option when played online. Big wins possible, but big losses possible too.
  • Live Speed Baccarat – is designed for gamers short on time, and who want to maximize their betting opportunities. With speed baccarat, you’re getting almost double the bets in any given timeframe.
  • Baccarat No Commission – No commission is paid on winning banker bets, so what you do win is yours to keep. All winning wagers are paid out at the rate of 1:1, unless a banker bet win comes with a card total of eight, earning 1:2.

Live Baccarat

The newest form of online baccarat, Live Dealer Baccarat is one of most popular forms, and rather than using computer-generated gameplay and results that are determined by Random Number Generator (RNG) software, it’s hosted by a professional dealer in a real casino or studio. Just like in a land-based casino, the game uses a baccarat table and a card shoe. You view the action in live streaming via a high-quality video feed, and you can usually converse with the dealer via a chat facility. Many online players prefer the human element of Live Baccarat and for newcomers, the option to ask questions and enjoy the atmosphere and take part in some banter is of great advantage.

Live Baccarat forms are usually American Baccarat, Live Speed Baccarat and Baccarat No Commission.

Mobile Baccarat Options

Mobile online baccarat casinos almost always offer a HTML5 in-browser play version and usually a mobile app too that is frequently (both not always) available in Android and iOS formats.

Mobile baccarat online casinos usually offer the same options in both mobile app and browser versions, and overall game performance is checked by our team of experts to ensure that we recommend you only the very best online baccarat casinos available in the Garden State.

Look for all forms of online baccarat to successfully have made the transition to the mobile format in New Jersey.

Bonuses and Promotions

Rarely contributing 100% of the wagering requirements of the welcome bonus and other online casino promotions, online baccarat players should check our online casino reviews to examine if the contribution rate of online baccarat and other casino games to the sign-up bonus and other promotions in order to maximize your free money opportunities.

Baccarat Table Limits

New Jersey online casino baccarat limits cover the budgets of both those on a budget and high roller alike. Traditionally a game for high-rollers, online baccarat has levelled the playing field as the economics of online casino games allow sites to offer baccarat games for cheap, as online casinos have unlimited floor space for low bet players.

Look for a bet range in New Jersey’s online baccarat casinos from $0.10 through to $50k at the top end. Most online casinos offer a standard $0.10 to $1000 bet range.

Return-to-Player (RTP)

Usually the RTP range of online baccarat games depends if you are playing high-stakes or low-stakes games.

Low-stakes online baccarat games usually offer an 82% to 98%. On the other hand, most high-stakes online baccarat games will keep you in the game for longer periods (if your bankroll is large enough to afford the higher bet limits) with RTPs usually over 98.5%.

How to Play Baccarat Online

Baccarat is perfectly suited to the online casino environment. You do not need to be a pro to enjoy online baccarat. Avoid the bad odds of the ‘tie bet’, and you are on the track, and remaining on the path to winning more often than you lose.

Baccarat rules are straightforward; The goal for a player is to hold a hand equal to or is as close to 9 as possible.

As a player, you will have to choose between three outcomes:

  • whether the dealer wins (closest to 9),
  • whether the player wins (closest to 9), or;
  • if it’s going to be a tie.

In online baccarat, you never want to be holding a hand that totals zero.

Step-by-Step guide to playing baccarat online

  • Bet on either the banker’s hand or player’s hand to be closest to 9.
  • Two face down cards are dealt to both the player and the banker.
  • The cards are then turned over.
  • The total value of the hand is announced.
  • If the player or banker’s hand reaches 8 or 9 points, the game is completed &that score wins.
  • If the player’s hand totals between 0 and 5 points, they will be dealt an extra card.
  • A third card can only be drawn when:
  • The banker has three points and the player doesn’t have an eight-point card.
  • The banker has 4 points & the player does not have any of the zero, 1, 8 or 9 point cards.
  • The banker has 6 points, & the player does not have either the 6 or 7-point cards.
  • If the banker has 7 points, the third card is not drawn.
  • If the player has not drawn a third card, the banker cannot draw one either.
  • The hand that is closest to/or equaling 9 is determined to be the winner.

Baccarat Strategy and Betting Tips

As in Blackjack and Roulette, there is a basic winning baccarat strategy, however, there are subtle differences.

As the player does not make any choices during the gameplay of online baccarat itself, there is no one single optimal strategy during an online baccarat game.

That said, if you follow these two simple rules, you should potentially win more often than you lose;

Never wager on the ‘tie bet’

The smart move is to place your wager on either the player or banker’s hand, never bet on a tie. Placing a successful bet on a tied hand may pay out much more, however, it is much less likely to occur. The tie bet has a massive 15% house advantage, whilst the banker and player bets have a little over a 1% house advantage (i.e. more than 98.5% RTP)

Bet on the house (bet on the banker)

The best bet in online baccarat is to bet on the house hand (the banker’s hand). The house edge on the banker’s hand bet is less than one percent (i.e. more than 99% RTP).

Online Baccarat FAQs

1. Can I Play baccarat with my Welcome Bonus?

Usually, yes. Many online casino bonuses available in New Jersey also apply to online baccarat players. However, certain online casino bonuses may possibly exclude baccarat. Check baccarat is part of the welcome bonus before you commit to it. You may opt out of the sign-up bonus if it doesn’t suit you.

2. Is Playing Baccarat Online Fair?

Yes. Online baccarat games and the random generators used in them are strictly controlled, regulated and audited, by the New Jersey Division of Gaming Enforcement (NJDGE).

3. Can I play Baccarat on my Mobile Device?

Yes. Online baccarat is available on mobile on our range of quality and recommended online casinos within the state lines of New Jersey.

4. Do I Need to Have a Lot of Skill to Win at Baccarat?

Baccarat is one of the easiest casino games to play, with one of the lowest house edges, much lower than games like roulette or online slots.

5. Which are the Best Online Baccarat Casinos?

See our recommended online baccarat casinos for New Jersey players in the table above, all assessed by our unbiased review panel.

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